Who are we
BNP Paribas Personal Finance is 100% BNP Paribas group subsidiary and the European leader in personal finance. With a presence in 33 countries, our customers, partners and employees write our company’s story as they share our philosophy: promote access to a more responsible and sustainable consumption.
OUR STORY
1951
1953
1988
2000
2004
2008
2015
2022-25
Our purpose
Promote access to more responsible and sustainable consumption, to support our customers and partners.
Our commitments
Placing Positive Impact at the heart of our strategy on 3 pillars:

TRANSFORM OUR BUSINESS, OPERATING, MODELS AND OFFERS

BE EXEMPLARY AS A COMPANY AND EMPLOYER

MAKE A POSITIVE IMPACT BEYOND OUR BUSINESS, IN OUR FIELDS OF EXPERTISE
Our key figures

+18000
employees in the world

25
countries

23 million
clients around the world

€96 billion
outstanding

€5.4 billion
revenues

€1.1 billion
pre-tax income
Our activities & financing solutions
In the thirty countries where we have a presence, we offer a range of credit, savings, and insurance products that are transparent and easy to understand. We use these products to support individuals with whatever plans they may have. While we are the European leader for online credit services, our solutions can also be accessed on mobile devices, in shops, in car dealerships, and directly through our customer relations centres.
BNP Paribas Personal Finance presents an offering founded on two pillars:
BNP Paribas Personal Finance also uses its expertise in financial services and understanding clients and consumers to help its partners grow over time.
THE ESSENTIAL OF BNP PARIBAS PERSONAL FINANCE
Governance
General Management
Board of Directors
Thierry LABORDE
Chairman of the BNP Paribas Personal Finance Board of Directors
Francine CALVET
Director of BNP Paribas Personal Finance
Head of Human Resources for Senior Executives of BNP Paribas SA
Jean-Bertrand LAROCHE
Director of BNP Paribas Personal Finance
Deputy Chief Executive Officer and Chief Operating Officer of BNP Paribas Cardif
Head of International Markets
Bruno SALMON
Independant Director of BNP Paribas Personal Finance
Charlotte DENNERY
Director and Chief Executive Officer (CEO) of BNP Paribas Personal Finance
Sylvie DAVID-CHINO
Director of BNP Paribas Personal Finance
Head Regulatory Compliance Group
Hugues MAISONNIER
Director of BNP Paribas Personal Finance
CRO RISK GROUP – Senior Advisor
Caroline TCHEKHOFF
Independant Director of BNP Paribas Personal Finance
Alain VAN GROENENDAEL
Director of BNP Paribas Personal Finance
Chairman and Chief Executive Officer of ARVAL
Culture & Conduct
The BNP Paribas Group firmly believes that its success depends directly on the behaviour of each employee. For this reason, since 2016, BNP Paribas has adopted a Code of Conduct as an essential reference for all employees.
The rules of this Code of Conduct are based on 8 themes, each of which is important.
- Customer’s interests
- Financial security
- Market integrity
- Profesionnal ethics

- Fighting corruption
- Respect for colleagues
- Group protection
- Involvement with society
Join us

«Working at BNP Paribas Personal Finance means taking part in the changes in our world.»
Today, what counts in a job is to give it meaning through committed actions; it is to multiply one’s professional experiences to develop one’s skills. It is also about being able to fulfill your potential in a company that promotes gender equality, diversity, inclusion and to contribute to this respectful and benevolent balance.
Joining BNP Paribas Personal Finance means evolving and making tomorrow a more sustainable society.