Mobility

Automotive partnerships at BNP Paribas Personal Finance

In a competitive market undergoing rapid transformation, BNP Paribas Personal Finance is accelerating its activity in the field of mobility. This dynamic is reflected in numerous partnerships with automotive manufacturers (OEMs), distributors and online platforms.

For these ‘Mobility’ partners, this offers:

A complete value proposition: financing and services adapted to support their development in response to the major trends in the automotive market and new consumer expectations.
A tailor-made support: experts dedicated to financing projects for new vehicles, including used vehicles, in order to guarantee the best advice to the customer and thus maximize commercial opportunities.
An optimised digital journey: a smooth partner and user experience thanks to high-performance tools (quotes, mobile applications, electronic signatures), guaranteeing a simplification of the journey and better customer satisfaction.
An optimal use of data: personalized customer loyalty processes that are faithful to our partners’ strategy, as well as integrated management of sales performance through dedicated reporting tools.

BNP Paribas Personal Finance’s Mobility Partners

BNP Paribas Personal Finance finances more than 3 million vehicles worldwide by leasing or credit. This is made possible by joint ventures with manufacturers such as Stellantis, Geely Group or Jaguar Land Rover, as well as by commercial cooperation with Hyundai, Kia or subsidiaries of the Aramis group, for example. Not to mention direct offers to final customers to support both manufacturers and users towards more sustainable mobility, while remaining affordable.

Tailored ‘Mobility’ solutions

BNP Paribas Personal Finance supports its partners by offering a full range of financing products and services to the final customer (classic loan, balloon credit, rental offers, etc.) and distribution networks (stock credit). These financing offers are enriched by a wide range of insurance products.

Our solutions are developed to promote customer loyalty and are based on proven innovations in digital and data processing to optimise the journey of partners and customers.

Our priorities: meeting the needs of our partners and meeting the new requirements of our clients.

Sustainable development at the heart of the strategy

By 2025, 15% of the outstandings financed around BNP Paribas Personal Finance’s mobility will emit less than 50g CO2/km per vehicle, in line with European taxonomy.

The environmental limits of our planet and environmental issues have become a major concern for us and our stakeholders.

The mobility activity, which is one of the strategic pillars of BNP Paribas Personal Finance, plays a key role in addressing current challenges, such as preserving the environment, reducing congestion, improving accessibility, changing cities and quality of life. That is why it is central to our sustainable development strategy.

At BNP Paribas Personal Finance, our ambition is to help our customers reduce their environmental footprint by offering them access to more sustainable mobility solutions, by developing these solutions with partners who share our convictions and objectives in terms of sustainable development.

The aim is to have a positive impact on the environment and society through all our activities. To achieve this, we mobilize our expertise and influence to:

Reduce our greenhouse gas emissions and waste resources at every stage of the life cycle of automotive products and throughout our operations.
Cultivate an inspiring corporate culture and support the ‘Mobility’ teams and partners in achieving our 2025 ambition.

One Bank approach with BNP Paribas Mobility

BNP Paribas Mobility is a transversal initiative that brings together all the BNP Paribas Group’s business lines.

By combining the expertise and know-how of its specialised businesses, BNP Paribas Mobility strengthens the support and financing of the transition of players in the automotive sector and helps speed up the deployment of alternative mobility solutions for all its customers.

BNP Paribas Personal Finance plays an important role in supporting its individual customers in their car projects and offering them extended financing solutions, ranging from personal loans to leasing with call options or long-term leasing.

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