European leader
in financing for individuals

Our activities for partners

Working toward long-term, shared goals

As a financial services expert with knowledge of consumer expectations, BNP Paribas Personal Finance helps our partners increase sales by providing support as they roll out their range of financial services.
We work with well-known local, national and international partners in the retail, e-commerce, automotive, banking and insurance sectors.

Working together to develop lasting partnerships

The solutions we develop for and with our partners are designed with their business models in mind: branded or white-label development, taking over an existing business or establishing a banking partnership.
We leverage digital innovation to provide a simple, user-friendly customer experience backed by our expert teams for excellent customer service, now and in the years to come. At BNP Paribas Personal Finance we are expanding our customer satisfaction program for our international business lines.

Putting customer capital first

BNP Paribas Personal Finance interprets and anticipates the latest innovations, market trends and consumer habits to better guide our partners and help them develop strategies that put customers first.
This strategy involves actively monitoring new players, models, practices and innovations and continuously assessing market trends. Three specialised units carry out this work: L'Echangeur (applying technological and marketing innovations to retail commerce), L'Observatoire (performing economic studies for the consumer and automotive segments) and L'oeil (analysing emerging micro-trends in consumption).

AXA Banque put BNP Personal Finance in charge of managing their consumer credit business in 2001.

BNP Paribas Personal Finance is Carrefour’s financial partner in Poland.

BNP Paribas Personal Finance is Carrefour Banque’s partner in five countries: France, Argentina, Belgium, Italy, and Spain.

BNP Paribas Personal Finance Apple's partner in 3 countries in Europe for financing at points of sale and online

BNP Paribas Personal Finance is also the partner of the Ceconomy Group, a company specialised in the distribution of electronic goods in 5 countries in the Europe.

BNP Paribas Personal Finance is Samsung's partner in six countries in Europe

Hyundai Motor Group has partnered with BNP Paribas Personal Finance in six countries (Poland, Turkey, Belgium, France, Spain and Mexico) for their automotive financing business.

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