Banking and insurance partnerships at BNP Paribas Personal Finance
BNP Paribas Personal Finance’s banking and insurance partnerships consist in offering consumer credit solutions in partnership with the retail banks of the BNP Paribas group and other financial institutions or insurance companies, whether in France or internationally.
In concrete terms, for the partners, this means:
- Opportunities for expansion and growth by offering additional products and services to their customers,
- Bringing various credit offers to the market more quickly while meeting regulatory requirements,
- Access to the solid expertise of BNP Paribas Personal Finance, whether for targeting, digitalisation of journeys or risk management.
In the end, these partnerships are always aimed at improving the customer experience by offering a more fluid and better quality experience to end customers.
Finally, with the Banking and insurance activity, BNP Paribas Personal Finance helps make consumer credit solutions more accessible and efficient for everyone, combining expertise, innovation and simplicity.
Superior Customer credit management
Industrialized, highly automated and digitalized customer and back-end journeys covering a consumer finance business end-to-end, managed at optimized cost.
Rapid customer and regulatory fit
Highly specialized consumer credit offers & seamless customer journeys, value propositions tailored to specific segments and needs. Technical (e.g., AI tools and decisions, high availability rate, APIs) and organizational assets (e.g., agile-at-scale).
Associated Services & Capital / Liquidity
Access to associated offers for a full value chain to customers (insurance, leasing) with a unique international footprint. Benefit from the Group’s financial strength (balance sheet size, access to liquidity).
Tailored partnership models
In-depth and long-term expertise in partnerships structuring, set up and governance. Range of experts across Europe with know-how to manage legal and technical complexity.
In 2025, Banking with BNP Paribas Personal Finance means:
7
banking/insurance partners within the BNP Paribas Group
5
banking partners outside the BNP Paribas Group
50 millions
customers worldwide
Banking solutions offered
The banking solutions offered by BNP Paribas Personal Finance offer financial institutions a set of tools and expertise to enrich their offering. These solutions are based on proven innovations, to optimise customers’ journeys and meet their new needs and requirements.
Personal loan
Split payment
Revolving credit
Credit pooling
Auto rental solutions
