Individuals
In the 25 countries in which we are present, we offer a complete range of clear and transparent credit, savings and insurance products to support individuals in their various projects. As the European leader in Internet credit, our solutions are also accessible on mobile, in-store, in car dealerships or directly through our customer relations centres.
Indeed, BNP Paribas Personal Finance also provides its partners with its expertise in financial services and customer and consumer knowledge in order to support their long-term development.
Our offer
Credit
- Revolving credit
- Personal loan vehicle, works, travel, energy renovation
- Point of sale loan
- Credit grouping
Payment
- Split payment
- Cash payment
- Payment solutions
Rental
- Rental vehicle with purchase option
- Long term vehicle rental
Insurance
- Borrower insurance
- Vehicle insurance
- Death insurance, funeral expenses
- Assistance
Our areas of development
Energy transition of housing
Circular economy
Financial inclusion
Sustainable mobility
Our commercial sites
We assist individuals in several countries around the world. Click on the country of your choice to learn more:
- France, Cetelem France www.cetelem.fr
- Belgium, Cetelem Belgium www.cetelem.be
- Germany, Consorz Finanz www.consorsfinanz.de
- United Kingdom, Creation www.creation.co.uk
- Spain, Cetelem Spain www.cetelem.es
- Italy, Findomestic www.findomestic.it
- Denmark, Express Bank Denmark www.expressbank.dk
- Hungary, Cetelem Hungary www.cetelem.hu
- Mexico, Cetelem Mexico www.cetelem.com.mx
- Norway, Express Bank Norway www.expressbank.no
- Poland, Sygma Bank www.sygmabank.pl
- Portugal, Cetelem Portugal www.cetelem.pt
- Czech Republic, Cetelem Czech Republic www.cetelem.cz
- China, China
- Brazil, Cetelem Brazil www.cetelem.com.br
- Slovakia, Cetelem Slovakia www.cetelem.sk
- South Africa, RCS rcs.co.za
If you are a professional, tailor-made offers & services also exist for you:
Our brand portfolio
