Individuals
In the 21 countries in which we are present, we offer a complete range of clear and transparent credit, savings and insurance products to support individuals in their various projects. As the European leader in Internet credit, our solutions are also accessible on mobile, in-store, in car dealerships or directly through our customer relations centres.
Indeed, BNP Paribas Personal Finance also provides its partners with its expertise in financial services and customer and consumer knowledge in order to support their long-term development.
Our offer
Credit
- Revolving credit
- Personal loan vehicle, works, travel, energy renovation
- Point of sale loan
- Credit grouping
Payment
- Split payment
- Cash payment
- Payment solutions
Rental
- Rental vehicle with purchase option
- Long term vehicle rental
Our areas of development
Energy transition of housing
Sustainable and
affordable mobility
Financial inclusion
Our commercial sites
We assist individuals in several countries around the world. Click on the country of your choice to learn more:
- France, Cetelem France www.cetelem.fr
- Belgium, Cetelem Belgium www.cetelem.be
- Germany, Consors Finanz www.consorsfinanz.de
- United Kingdom, Creation www.creation.co.uk
- Spain, Cetelem Spain www.cetelem.es
- Italy, Findomestic www.findomestic.it
- Denmark, Express Bank Denmark www.expressbank.dk
- Norway, Express Bank Norway www.expressbank.no
- Poland, Sygma Bank www.sygmabank.pl
- Portugal, Cetelem Portugal www.cetelem.pt
- China, China china.bnpparibas.com
- Brazil, Cetelem Brazil www.cetelem.com.br
- South Africa, RCS rcs.co.za
- Netherlands, Netherlands bnpparibas-pf.nl
- Morocco, BMCI bmci.ma
- Ukraine, Ukraine ukrsibbank.com
- Türkiye, TEB Cetelem tebcetelem.com.tr
- Austria, Consors Finanz Austria consorsfinanz.at
- Romania, Cetelem Romania cetelem.ro
- Argentina, Cetelem Argentina cetelem.com.ar
- Sweden, SevenDay Bank sevenday.se
If you are a professional, tailor-made offers & services also exist for you:
Our brand portfolio
