{"id":46114,"date":"2026-05-12T10:04:44","date_gmt":"2026-05-12T08:04:44","guid":{"rendered":"https:\/\/personal-finance.bnpparibas\/?p=46114"},"modified":"2026-05-12T10:04:45","modified_gmt":"2026-05-12T08:04:45","slug":"sustainable-finance-2025-bnp-paribas-personal-finance","status":"publish","type":"post","link":"https:\/\/personal-finance.bnpparibas\/en\/sustainable-finance-2025-bnp-paribas-personal-finance\/","title":{"rendered":"Sustainable Finance 2025: BNP Paribas Personal Finance surpasses \u20ac17 billion sustainable finance outstandings"},"content":{"rendered":"<div class=\"container\">\n<div class=\"wp-block-group has-green-dark-background-color has-text-color has-background has-link-color wp-elements-5c4d107a871c6d985835f2b4fbc3ca35 is-layout-constrained wp-container-core-group-is-layout-1 wp-block-group-is-layout-constrained\" style=\"border-radius:28px;color:#ffffff;padding-top:var(--wp--preset--spacing--60);padding-right:var(--wp--preset--spacing--60);padding-bottom:var(--wp--preset--spacing--60);padding-left:var(--wp--preset--spacing--60)\">\n<p>In 2025, BNP Paribas Personal Finance reached\u00a0<strong>\u20ac17 billion sustainable finance outstandings<\/strong>, representing\u00a0<strong>16% of its total outstanding<\/strong>. This marks a\u00a0<strong>70% increase compared to 2024<\/strong>, reaffirming the company\u2019s strong commitment to energy transition, sustainable mobility, and financial inclusion.<\/p>\n\n\n\n<p>To explore the drivers behind this growth and the priorities for 2026,\u00a0<strong>Miruna Senciuc, Chief Sustainability Officer at BNP Paribas Personal Finance<\/strong>, reflects on the key milestones of the past year.<\/p>\n<\/div>\n<\/div>\n\n\n<div class=\"container\">\n\n    <div class=\"my-3 text-center\">\n\n        <a id=\"block_7ff4bc4eb57be55e5e6193a05d712db6\" href=\"https:\/\/rse.personal-finance.bnpparibas\/.2025_Rapport_de_D\u00e9veloppement_Durable\/#page=1\" target=\"_blank\" aria-label=\"Access the BNP Paribas Personal Finance 2025 sustainable development digital platform\"  class=\"btn btn-border\">\n            View the 2025 sustainable development report\n                    <\/a>\n\n    <\/div>\n\n<\/div>\n\n<div class=\"container\">\n<h2 class=\"wp-block-heading\"><strong>Miruna, could you remind us of our ambition in terms of sustainability?<\/strong><\/h2>\n<\/div>\n\n<div class=\"container\">\n<p>Our ambition is <strong>to support our customers and partners in a sustainable and fair transition<\/strong>, to <strong>support the financing of consumption that is both more responsible and more sustainable<\/strong> but also <strong>more inclusive<\/strong>.<\/p>\n<\/div>\n\n<div class=\"container\">\n<p>The various actions we carry out around the world are based on 3 pillars:<\/p>\n<\/div>\n\n<div class=\"container\">\n<div class=\"wp-block-group is-layout-constrained wp-block-group-is-layout-constrained\">\n<p>1\ufe0f\u20e3 To be exemplary as a company and employer,<\/p>\n\n\n\n<p>2\ufe0f\u20e3 To transform our activities, our operating models and our offers,<\/p>\n\n\n\n<p>3\ufe0f\u20e3 To make a positive impact beyond our business in our fields of expertise.<\/p>\n<\/div>\n<\/div>\n\n<div class=\"container\">\n<h2 class=\"wp-block-heading\"><strong>If employees had to remember 3 key figures from the 2025 results, what would they be?<\/strong><\/h2>\n<\/div>\n\n<div class=\"container\">\n<p>We have many key figures to illustrate our activity, which revolve around the energy transition of housing, sustainable mobility and financial inclusion.<\/p>\n<\/div>\n\n<div class=\"container\">\n<p>If employees had to pick 3, I would say:<\/p>\n<\/div>\n\n<div class=\"container\">\n<ul class=\"wp-block-list\"><div class=\"container\">\n<li><strong>\u20ac17 billion:<\/strong> this is <strong>the amount devoted to sustainable financing, <\/strong>i.e. 16% of BNP Paribas Personal Finance&#8217;s total outstandings (+70% versus 2024)<\/li>\n<\/div>\n\n<div class=\"container\">\n<li><strong>3.2 billion: <\/strong>this is <strong>the amount of credit we have granted to underserved customers in the financial system as part of financial inclusion<\/strong>. This is the first year that we have measured this aspect of our activity and I am delighted about it because it is the company&#8217;s primary mission. This provides concrete proof of the commitment we made in our corporate purpose: support our customers in accessing credit. It makes me very proud to be able to include the outstandings linked to financial inclusion in our 2025 results.<\/li>\n<\/div>\n\n<div class=\"container\">\n<li><strong>2 million:<\/strong> this is<strong> the amount of donations made by BNP Paribas Personal Finance to associations<\/strong> working on themes related to our 3 pillars: financial education, social inclusion and responsible consumption.<\/li>\n<\/div><\/ul>\n<\/div>\n\n\n<div class=\"container\">\n\n    <div class=\"my-3 text-left\">\n\n        <a id=\"block_8388cddb4c3ac4bc7d971717d37a0709\" href=\"https:\/\/rse.personal-finance.bnpparibas\/.2025_Rapport_de_D\u00e9veloppement_Durable\/#page=1\" target=\"_blank\" aria-label=\"Access the BNP Paribas Personal Finance 2025 sustainable development digital platform\"  class=\"btn btn-border\">\n            Explore the full 2025 report\n                    <\/a>\n\n    <\/div>\n\n<\/div>\n\n<div class=\"container\">\n<h2 class=\"wp-block-heading\"><strong>What were the highlights of 2025?<\/strong><\/h2>\n<\/div>\n\n<div class=\"container\">\n<p>The top 5 highlights were:<\/p>\n<\/div>\n\n<div class=\"container\">\n<div class=\"wp-block-group is-layout-constrained wp-block-group-is-layout-constrained\">\n<p>\ud83d\ude97 <strong>The significant increase in outstandings for clean transportation<\/strong> thanks to the signing of great partnerships in all countries by promoting electric vehicles<\/p>\n\n\n\n<p>\ud83d\udc49 <strong>The recognition of a third pillar :<\/strong>\u00a0 financial inclusion<\/p>\n\n\n\n<p>\ud83e\udec2 <strong>The change in <a href=\"https:\/\/personal-finance.bnpparibas\/en\/cetelem-foundation-2026\/\" target=\"_blank\" rel=\"noreferrer noopener\">the Cetelem Foundation\u2019s purpose<\/a>, which broadens its scope towards social inclusion<\/strong> for people in vulnerability. Social inclusion is not an option but the guarantee of a strong society.<\/p>\n\n\n\n<p>\ud83c\udfc6 <strong>The award obtained at the \u201cGrand Prix for financial education\u201d in the Educational Programme category <\/strong>as part of <a href=\"https:\/\/www.linkedin.com\/posts\/miruna-senciuc_gmw2026-gmw2026-smartmoneytalks-activity-7439717231913119744-nXNf\/?utm_source=share&amp;utm_medium=member_desktop&amp;rcm=ACoAADRS3yEBFcWNIMS9RS2t_G5M4VGhDyJJ774\" target=\"_blank\" rel=\"noreferrer noopener\">the Global Money Week<\/a> (a global campaign organised by the OECD to raise awareness of financial issues among young people and help them manage their money through a prize). This award is important to us because financial education is a very long-standing commitment and very legitimate given our activity.\u00a0<\/p>\n\n\n\n<p>\ud83c\udfe1 <strong>The new Domofinance offer,<\/strong> which has differentiated strengths to capture the potential of renovation work and accelerate the transformation of the market, particularly in condominiums. Domofinance is one of the largest contributors to BNP Paribas Personal Finance\u2019s sustainable outstandings because all of <a href=\"https:\/\/personal-finance.bnpparibas\/en\/domofinance-specialist-in-financing-energy-renovation-celebrates-its-20th-anniversary\/\" target=\"_blank\" rel=\"noreferrer noopener\">the entity&#8217;s activity<\/a> is sustainable by nature<\/p>\n<\/div>\n<\/div>\n\n<div class=\"container\">\n<h2 class=\"wp-block-heading\"><strong>Where does BNP Paribas Personal Finance stand on sustainability?<\/strong><\/h2>\n<\/div>\n\n<div class=\"container\">\n<p>In 2025, BNP Paribas Personal Finance\u00a0<strong>further embedded sustainability into its growth model<\/strong>, from\u00a0<strong>sustainable finance and financial inclusion to energy-efficient renovations and societal engagement<\/strong>. To explore all indicators, commitments, and progress, visit the\u00a0<strong>2025 sustainable development digital platform<\/strong>.<\/p>\n<\/div>\n\n\n<div class=\"container\">\n\n    <div class=\"my-3 text-center\">\n\n        <a id=\"block_fdf41ba61e4bf387a705e9aeee3e41c0\" href=\"https:\/\/rse.personal-finance.bnpparibas\/.2025_Rapport_de_D\u00e9veloppement_Durable\/#page=1\" target=\"_blank\" aria-label=\"Access the BNP Paribas Personal Finance 2025 sustainable development digital platform\"  class=\"btn btn-border\">\n            Access the 2025 sustainable development digital platform\n                    <\/a>\n\n    <\/div>\n\n<\/div>","protected":false},"excerpt":{"rendered":"<p>In 2025, BNP Paribas Personal Finance reached\u00a0\u20ac17 billion sustainable finance outstandings, representing\u00a016% of its total outstanding. This marks a\u00a070% increase compared to 2024, reaffirming the company\u2019s strong commitment to energy transition, sustainable mobility, and financial inclusion. To explore the drivers behind this growth and the priorities for 2026,\u00a0Miruna Senciuc, Chief Sustainability Officer at BNP Paribas [&hellip;]<\/p>\n","protected":false},"author":1945,"featured_media":46110,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[176],"tags":[],"class_list":["post-46114","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-engagement-en"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v24.3 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Sustainable Finance 2025: \u20ac17 Billion sustainable outstandings<\/title>\n<meta name=\"description\" content=\"Focus on sustainable finance 2025: BNP Paribas Personal Finance reaches \u20ac17 Billion sustainable outstandings. Discover its key figures and priorities.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/personal-finance.bnpparibas\/en\/sustainable-finance-2025-bnp-paribas-personal-finance\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Sustainable Finance 2025: \u20ac17 Billion sustainable outstandings\" \/>\n<meta property=\"og:description\" content=\"Focus on sustainable finance 2025: BNP Paribas Personal Finance reaches \u20ac17 Billion sustainable outstandings. 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