- Location South Africa - Cape Town
- Office You will be performing analysis and developing predictive models to optimise risk decisions.
- Studies Bachelors Degree or higher
- Experience At least 4 years’ relevant experience
Senior Analyst (Decision Science) - Cape Town, South Africa
What’s your purpose?
You will be performing analysis and developing predictive models to optimise risk decisions.
What you’ll be doing?
•Performing analysis to determine the impact of strategy changes to areas of application and account management strategies
•Presenting ideas via reports and presentations, outlining findings and making recommendations for improvements to senior stakeholders
•Investigating data integrity issues, test assumptions and validate analytical results, ensuring accuracy and sensitivity of findings
•Using advanced analytical techniques such as modern data mining, pattern matching, data visualisation and predictive modelling tools to produce analyses and algorithms that assist with the business decisions
•Setting up experimental designs to answer key business questions
•Forecasting and monitoring market trends using statistical techniques
•Assisting in implementing strategy changes to live decision systems
•Assisting with Application and Behavioural Scorecard development and testing
•Performing complex statistical analysis to support decision-making and mitigate credit risk
•Working within a team of Risk Analysts on best practice credit risk management principles and statistical analysis
What’s the culture like?
Passionate | Optimistic | Informed | Uncomplicated
What you’ll need?
•Bachelors Degree or higher in an applicable field of study:
For example: Mathematics, Statistics, Economics, Operational Research, Actuarial Science or Finance (CA (SA), CIMA, CFA etc.)
•At least 4 years’ relevant experience:
-in scoring and bad debt provision techniques in consumer lending
-in credit risk analysis on unsecured lending products
-preparing data-driven credit policy recommendations for Senior Management and delivering compelling presentations
-manipulating and analysing data using SAS, SQL, SAS Macros or other data analysis tools for complex modelling purposes or forecasting, i.e. ability to perform statistical analysis on large datasets
-database architecture, i.e. understanding of database and data warehouse concepts and functions
•Strong analytical, problem solving and conceptual thinking skills
•Knowledge of statistical and mathematical models and methodologies
•Ability to explain complex statistical information
Who you’ll be working with?
You’ll be reporting to the Head of Risk: Modelling and Analytics working with a team of Analysts
And you? Are you our Senior Analyst (Decision Science) - Cape Town, South Africa ?
Number of years of experience (in the field of the post) including internship and alternationAt least 4 years’ relevant experience
Level of studyBachelors Degree or higher
Field of experiencescoring, credit risk analysis, database architecture
Diploma specialtyMathematics, Statistics, Economics, Operational Research, Actuarial Science or Finance
Behavioral skillsPassionate | Optimistic | Informed | Uncomplicated
SoftwareSAS, SQL, SAS Macros or other data analysis tools for complex modelling purposes or forecasting